It has not been the easiest year on our finances. Many people are trying to find ways to make cuts in their spending to cope in these more austere times, but does that necessarily mean we have to compromise on quality?
DUNCAN CRAIG peels back the layers of the Big Apple on four amazing sightseeing trips which include exploring Greenwich Village on foot and taking to the skies
From panoramic rail trips in the Swiss Alps to ancient temples and bullet trains in Japan, JILL STARLEY-GRAINGER selects six of the best escorted tours on offer this year